Terms and Conditions

Last updated: 12 May 2026

1. Service

EstateFlow provides estate planning tools, estate health scoring, document checklists, reporting, vault storage and advisor/executor collaboration workflows.

2. No legal, tax or financial advice

Outputs are informational only. You must consult qualified legal, tax, fiduciary and financial professionals before relying on calculations, reports, wills or estate planning recommendations.

3. User responsibilities

You are responsible for accurate data entry, keeping documents up to date, protecting your login credentials and ensuring that any generated will is lawfully printed, signed and witnessed where required.

4. Calculations and reports

Estate duty, CGT, executor fee and liquidity outputs are estimates based on captured data and current configuration values. EstateFlow does not guarantee legal or tax accuracy.

5. Digital vault

You should only upload documents you are authorised to store. EstateFlow may restrict file types, file sizes and access patterns for security and operational reasons.

6. Advisors and shared access

If you invite an advisor, executor or member, you are responsible for granting the correct permission level and removing access when no longer needed.

7. Subscriptions

Paid features may require an active subscription. PayFast live billing and cancellation terms should be completed before launch.

8. Availability

The service may be unavailable during maintenance, Firebase outages, third-party outages or operational incidents.

9. Limitation of liability

To the maximum extent permitted by law, EstateFlow is not liable for losses caused by inaccurate user data, professional advice not obtained, tax/legal changes, or misuse of the platform.

10. Internal admin access

EstateFlow staff tools are for authorised internal use only and are logged for security and compliance purposes.